Facebook-f Instagram Linkedin Youtube Google

Financing that fits — not forced.

Mortgage Broker in Ottawa: Your Mortgage, Expertly Handled

Apply / Get Preapproved
How Much Can I Borrow?
Book a Free Appointment
0 +

Happy Clients

0 +

Banks and Lenders

0 +

Years of Combined Experience in Real Estate

0 +

Mortgage Brokers in our Network

A mortgage broker in Ottawa, dressed in a green shirt and beige pants, stands in the doorway of a modern office with seating, a table, and large windows in the background.

Financing Solutions That Fit Your Life

At S2 Mortgages, we combine financial expertise with cutting-edge technology to provide tailored mortgage solutions across Canada. Whether you’re a first-time homebuyer or a seasoned investor, our team is here to guide you every step of the way.

Are you looking for:

  • Financing for a house or a rental property?
  • Financing for a business or a commercial development?
  • Access to 200+ banks instead of only 1 or 2?
  • The best rates on the market?
  • Lowering your monthly payments?
  • Improving your credit?
Explore More

A Full Suite of Mortgage Solutions

From first-time buyers to complex commercial deals, we tailor financing strategies that align with your goals — and make the process stress-free.
Residential Mortgages

Tailored solutions for first-time buyers, families, and individuals.

Two men in business suits shake hands outside a modern office building, as one holds a tablet and mortgage pre-approval documents.
Commercial Mortgages

Tailored solutions for commercial real estate investors.

Rural & Agricultural Loans

Specialized financing for farms and rural properties.

Vacation Homes & Cottages

Make your dream getaway a reality.

Mortgage Features

Pre-approvals, renewals, refinancing, debt consolidation, and more.

Two men in business suits shake hands outdoors while a woman in professional attire, possibly a credit counselor near me, stands between them, all in front of a modern office building.
Business Loans

Financing options for businesses and investors.

Personal Loan

Unsecured financing options of individuals.

Our Trusted Partners

Logo for Lafontaine & Company Realty above the RE/MAX logo. Text reads: "RE/MAX Hallmark Lafontaine Realty Brokerage." Black and white design.
Logo for Capital Mortgages featuring a stylized red triangle with a silver maple leaf inside, next to the company name in red and black text.
Logo of Keller Williams Integrity Realty with large red "kw" initials on the left and the company name in gray and black text on the right.
Engel & Völkers logo with black uppercase letters and an orange ampersand symbol between the words "Engel" and "Völkers" on a white background.
TD logo with white letters "TD" on a green square background.
The image shows the "Medibank" logo in bold red letters on a transparent background.
A geometric yellow logo next to the word "SPERENG" in blue, set against a dark blue background.
The image shows the Spotify logo with the word "Spotify" in green stylized text next to the brand's circular icon.
Green and white logo for Hosper Mortgage showing a stylized "H" with a leaf design above the company name in bold and light green text.
The image shows the lowercase letters "cmls" in a bold blue font on a white background.
Equitable Bank logo featuring a yellow and orange geometric shape to the left of the words "Equitable Bank" in bold, dark gray letters.
Merix logo with "Mer" in black letters and "ix" in pink and green stylized shapes.
Logo for the University of Wisconsin–Stevens Point at Wausau with green, yellow, and gray text.
Logo with the text "MCAN Home," where the "M" and yellow accents form part of a stylized design.
FirstOntario Credit Union logo with the "i" in "First" stylized as the number 1 in orange; the rest of the text is in blue.
HSBC logo featuring a red hexagon emblem with white triangles and black "HSBC" text on the right.
The Manulife logo with three green vertical bars on the left and the company name "Manulife" in black text on the right.
Blue "H" shaped logo next to the words "Home Trust" in blue, using a serif font, on a white background.
Radius Financial logo with "radius" in red, "financial" in black, and a green curved line resembling an arc on the right side.
CMLS Financial logo featuring a stylized geometric design in grey next to the company name in white text on a dark blue background.
BMO logo with blue "BMO" text next to a red circle containing a white stylized crown.
ICICI Bank logo featuring a stylized red and orange icon next to the text "ICICI Bank" in blue font on a white background.
Sequence Capital logo with a purple geometric hexagon shape and the text "Sequence Capital Private Mortgage Solutions" in purple font.
Yellow letters "CMI" with a maple leaf inside the "C" on a white background.
Alterna Savings logo with an orange infinity symbol above the company name in grey text.
CWB Optimum Mortgage logo featuring a blue "W" with a gold maple leaf and the text "CWB Optimum Mortgage" on a white background.
DUCA logo with blue text and a striped icon, accompanied by the slogan: "Do more. Be more. Achieve more.
MCAP logo featuring a geometric, folded paper design in blue and grey, positioned to the left of the bold blue letters "MCAP" on a white background.
Logo for RMG Mortgages featuring the letters "rmg" in lowercase with an orange accent over the "g" and the word "MORTGAGES" below in uppercase.
The Meridian logo features the word "Meridian" in blue text with a yellow curved line below the "M" resembling a partial sun.

Solutions Backed by Strategy

We don’t just compare rates — we analyze your full financial picture to match you with the right lender, product, and long-term path.
Three people sit at a table with a laptop and documents. One person hands a paper to another, while the third person smiles and observes.
Pre-Approvals

Get pre-approved before you shop. Know exactly how much you can afford and strengthen your offer with confidence.

A smiling couple sits on a couch, with one person holding a house key toward the camera, suggesting they have acquired a new home.
Purchase Mortgage

Whether you're buying your first home or your next, we’ll help you secure financing that fits your goals, budget, and lifestyle.

A hand holding a pen points to a circled figure on a printed statement of financial position with charts and financial documents in the background.
Mortgage Refinancing & Equity Take-Out

Restructure your mortgage to lower your rate, access home equity for big goals, or consolidate debt — all with expert guidance.

A man in a suit holds a calculator while talking to a woman across a desk with small model houses on it.
Mortgage Renewals

Your mortgage term ending? We’ll help you explore better rates, flexible terms, or new lenders so you don’t just renew — you optimize.

Four people stand around a table examining material samples and architectural models in a modern workspace.
Home-Equity Lines of Credit (HELOC)

Tap into your home’s value with a flexible line of credit you can use for renovations, investments, or emergencies — on your terms.

A man loads a cardboard box into a car trunk while a woman and two children stand outside in the background.
Bridge Loans

Buying a new home before selling your current one? A bridge loan provides short-term financing to facilitate a smooth and stress-free transition.

Two people shake hands across a table with a smiling woman watching and a small model house and keys in the foreground.
Bad Credit Mortgages

We work with a variety of lenders to help you qualify — even with past credit issues. Your goals are still within reach.

Unfinished room with exposed wooden framing, two large windows, and construction materials scattered on the floor.
Construction & Renovation Mortgages

Building from the ground up or upgrading your current space? We offer financing tailored for new constructions and major renovations.

Three people sit around a table with documents, a notebook, a laptop, and a calculator, having a discussion in a well-lit office setting.
Alternative & Private Mortgages

When traditional lenders say no, we say “let’s find a way.” We offer private and alternative lending options for complex situations.

A man wearing an apron stands with folded arms in front of a glass door with a "Welcome, Open" sign, likely at the entrance of a store or café.
Commercial Mortgages

From storefronts to income properties, we provide smart financing strategies for business owners and investors alike.

A person hands over a key with a house-shaped keychain to another person, with a document and a small model house on the table.
Lender Switch / Transfers

Switch to a new lender with better rates or terms — without resetting your mortgage. We'll handle the paperwork for a seamless transition.

An elderly couple sits close together on a beige couch, smiling and relaxed, with green houseplants in the background.
Reverse Mortgages

Unlock your home’s equity in retirement without selling or moving. A reverse mortgage provides tax-free cash with no monthly payments.

No Two Clients Are the Same. That’s Why Our Approach Isn’t Either.

Whether you’re new to Canada, self-employed, refinancing, or investing — our team adapts to your needs and works on your terms.

First-Time Home Buyers

Self-Employed Professionals

Newcomers to Canada

Military Families

Developers

Let’s Get You Closer to Home

Book a consultation, apply online, or send us a message — we’re ready when you are.

What Clients Say About Us!

Your Financial Integrity Comes First

We provide full transparency, protect your credit score, and deliver solutions that align with your long-term objectives.

Contact Now

Monthly Mortgage Payments